When I lived in an apartment complex, I awoke one morning to find shit floating in my bathtub. Every time someone flushed the toilet upstairs or used the sink, it came up through my drains. I grabbed a shop vac from my office and saved most of the damage, but it was quite a nightmare.
Another time, I was out of town and my wife came home from work. Someone (I'm sure it was the maintenance people, because they were cleaning up the apartment next door)had broken into our apartment and stole my Dreamcast, Playstation and N64, plus all the games for those systems. Luckily, we had renters insurance and I was able to replace everything. I padded the list a little, to make up for the deductable.
