No, we're not. Like I said, I chose to pay down my debt and that meant I had less money to spend on other stuff. You obviously choose not to. Either is fine, but come with trade offs.
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No, we're not. Like I said, I chose to pay down my debt and that meant I had less money to spend on other stuff. You obviously choose not to. Either is fine, but come with trade offs.
Unless you two are voltron, I was talking to drew because he is now being silly.
I could lay out a long post detailing a financial plan for ip that would pay off his debt fairly quickly, ensure a good quality of life and have cash put aside in case his pos on wheels breaks down, but he wouldn't listen.
I could solve all of your problems Gohan, but you have to Knarfel the Garthok.
It's only 3 in SC!
Seriously, I now see wisdom behind IC's plan. Most people could seriously default on massive CC debt and come out ahead of paying it down if you didn't need to buy a car or house over the next few years.
I mean, it's kind of scummy to not pay your debts, but I see the logic.
Fuck that. This is Capitalism, baby. There are no rules.
It's only ok when corporations game the system. That's what we're led to believe. If you treat them the way they treat us, suddenly you're a jerk.
It's some Criss Angel tier shit, but everyone is ok with it.
If it weren't for the fact that I need to be securities licensed for my job and they'll deny my license if I had a bankruptcy I'd totally do that as well.
Can anyone actually get those loans though, without putting a lean on their house?
If I'm going to ruin my credit for 5 or more years, I want a couple 100k at least.
I've previously received a 12k loan from a bank to pay off debt with no collateral, and I also have another 10k line of credit available from my bank any time I might need it.
That's on top of quite a bit of available credit card funds as well as I have a handful of high limit cards.
Having a very high credit score can be useful.
I don't think I could get a couple 100k in total credit to go nuts and wrack up a ton of debt but I could probably get close to 100k.
My bank offers me a line of credit every chance they get.
I have one for about 15k
My credit card sucks.
Lines of credit are amazing.
As the demons yelled and screamed leaving Pandora's 'box, that was their battle cry as they were unleashed upon the world.
I look forward to you guys arguing you're not sociopaths in the future.
"My primary focus is getting myself things at the destruction and suffering of others, but you know, I think I'm a people person"
Spent the last couple days puking like crazy -- broke capillaries around my eyes and cheeks. Once I stated puking blood, I went to the ER. They're saying it's probably just a virus and I'll just have to let it run its course. Good times.
A puking blood virus? Second opinion IMO.
I think there's a fundamental misunderstanding of what a sociopath is. Who is suffering in icarusfall's line of thinking? A bank? That's not even a person and these institutions are full of corruption or apathy anyway. If someone can work the system to get what they want out of it that is a skill –*it is on the system to not be rewarding that behaviour.
Hook and crook – two viable options.
They said the blood was just from trauma from all the puking.
Coughing blood is not nearly as cool as it looks in anime :(
...
Have you read about the housing crisis?
I know I can't get a good loan right now because of boomers and gen xers that "got theres"
I don't really give a shit about banks and corporations either, because they usually operate like super villains but I mean, you know, it should be common sense that taking advantage of the system has the possibility of hurting people that have nothing to do with you. That is pretty much emplied by the word system.
You realize the bankers handing out loans without qualifying them was the fault there, right? That's the whole purpose of auditing and compliance as an industry in the first place. Financial institutions have entire wings dedicated to these processes yet nobody was looking. Actually this is a perfect instance where it's completely fine for the homeowner on the hook to walk away and pay nothing.
I tend to pay off my debts. But I completely understand people who would work it that way. It DOES fuck you in the relative short to mid-term but if you know that going with eyes open then more power to you.
Banks are giving out loans like candy because they have too much excess capital. You can thank the Fed (and World Banks) for QE forever.
Oh it was so much worse than the bankers not having oversight. They were purposely giving out as many bad loans as they could in order to prop up their CDO's and make huge profits. It was pure fraud on the part of the banking industry and they weren't punished for it in anyway.
It's sickening that they were able to spread the lie that it was all these horrible people taking bad home loans that caused the problem.
Well, the people were part of the problem. A small part, but still part of it.
I mean, they were essentially buying a bridge out in Brooklyn. It was too good to be true.
"yeah, yeah, sign me up for that huge no interest house loan I can't pay when the interest kicks in. Variable interests? Yeah, give me that too."
or how about the get rich quick idea that was going around that everyone could buy a house and flip it, driving up all the fucking prices because everyone thought they were going to flip their shit house for 500k+ ?
These people did not qualify for a mortgage yet were sold one anyway. The banks can't do that based. It's insane risk.
The government pushed for that crap. Though the banks may have paid them to push for it.
I was going to walk down to pizza Hut for the pizza buffet to treat myself today as I never eat out on weekends when home. But no pizza buffet today.
I guess I'll walk to the gas station.
So your first option was Pizza Hut buffet and your backup is gas station food?
Feels bad, man.
Well my first option would be the authentic Mexican restaurant 3 minutes walking from my door, but I get tired of Mexican food.
Or the bbq 25 minutes walking in the opposite direction but I didn't want to come home and take a nap.
You should get a Razor scooter and go get that BBQ.
50 minutes of brisk walking would have done some damage to that Bbq. Also WTF at Pizza Hut buffet.
It would be something different.
Also, not the pizza discussion again.
I almost tried something different to eat today. I walked by this Aussie-themed bar and grill downtown advertising kangaroo meat poutine. I thought, "That sounds nasty, I wanna try it!". But they weren't open for several hours so I will have to save that Australia/Quebec hybrid for another time.
My fellow train riders today were also an interesting mix. There was some chick in full gothic lolita garb sitting beside some old turbaned dude.
Poo-teen, or Poo-ten?
poo-tin
Ahhhhh
Attachment 78562
Ya except it's not pronounced like Putin either.
its called poo tain around here.
its not pronounced here at all
A guy serving the whitehouse said both are correct. You pronounce it the English way in Ontario and the French way in Quebec.
Probably.
Poo-tain is neither of those way.
Even the French pronounce it different ways. Some sound like they throw an 's' in the middle. I haven't anything heard other than poo-teen in English.
I have half-French cousins named Josephine and Delphine. The first is pronounced like feen and the second like fen. I don't know why they're different.
It probably has to do with canadian french being a complete mess.
I had an aunt Beatrice.
They pronounced her name Bee at tris
not 'bee uh tris'?
Rhymes with Tetris.
The way Bustah Rhymes says "bitches"
No. Not like any way you've ever heard it pronounced.
With a very hard "at"
If I ever manage to procreate, I'm tempted to name a potential daughter after her if only to keep that name alive. It's such an odd moment in time I imagine it will be forgotten when I die. I doubt anyone keeps track of the weird way groups pronounce names over time.
$1,200 to ship a dog from Korea to the US. That's about the cost of a human ticket.
It better be delicious.
No, not my Stella :( She is not food.
Funny/ironically enough, I did eat dog here several years ago. A fact that my animal-loving wife had never let me live down. That's what total honesty in a relationship gets you.
I hope the dog won't be too stressed. I hear things a lot about airplane transport of animals and I don't like it
As long as they are in a pressurized compartment and not in with regular luggage, they should be okay.
Get some doggie Xanax. We did that for the move from Florida to SC with the cats.
Yes, buy Zylkene and tell 'em Doc sent ya. ;)
Taking the 63 tomorrow.
It's not a terribly difficult test but I'm not confident I put in quite enough study time to pass. I'm doing ok on practice tests though so I should be good.
Unfortunately after passing I have to move on to the 65 which is brutal. :(
Yeah, that's what worries me. And she's neurotic as fuck as it is. When we adopted her from the local shelter, she had recently been picked up off the streets and it was clear to the vet that she had just had a litter of puppies and no idea what happened to them. One night early on in her stay with us, she had a freaky episode. She had four little stuffed animals that she treated like her "babies." Well, she starts running around our apartment, whimpering and clearly in search mode, goes back to the kennel and does what appears to be a head count, resumes whimpering and searching, and so on. It was awful. The wife quickly went out and bought a fifth stuffed animal, and she seemed happier.
So yeah, that's why the stress is our biggest concern. And it's why I'm willing to shell out for a service that accompanies her through all the non-flying parts of the process (walks, belly rubs, baths, etc) if it makes things any easier. Besides, what's the alternative? Take her back to the shelter or re-home her after she has finally gotten used to being part of our family? Another dose of abandonment? I get that I have a selfish bias because she's "my" dog, but I think that would be more cruel than subjecting her to the risks of air travel.
Service animals ride in the cabin.
The drugs route is probably the best option.
Might be helpful to have something in the crate with your scent on it to help her deal with the separation anxiety.
And for some reason today feels like a Friday, but it's not. :(
It is for some of us.
So is Amazon Prime just going to suck from here on out? They put something back in my wish list because it was...odd? Hadn't hit $25 total?
And then the sacks of shit bump my shipping back down standard after check out.
What the fuck is the point of prime if it is going to act like 2005 free slow shipping?
I've been consistently getting late Prime shipments lately since they keep using usps. I honestly don't mind most of the time but I hate when it says GUARANTEED DELIVERY BY FRIDAY and it doesn't show up until the next Tuesday.
Yeah, I haven't been super happy with the shipping times offered by prime...however, I wonder if it's becoming a third party postage issue? I just had something I ordered on Prime delivered via independent courier, and the dude couldn't find my apartment and it was kind of a funny phone call because i'm used to UPS just delivering the stuff in the morning and they know where I'm at.
Also yeah the PRIME PANTRY ADD ON PRIME SPECIAL 65$ WORTH OF CART ITEMS TO SHIP is pretty annoying.
I have everything shipped super saver and then use the credits when I need them. You people don't?
I have no use for Prime Pantry credits, although I have grabbed a few free eBooks.
What credits?
I pay for prime and expect every fucking thing to be here in 2 days because that is what I'm paying for.
If they've changed to some new hokey pokey then I don't know. I was unaware I 2as paying for them to fuck me in the ass.
I don't know what any of this means. Especially the wish list part.
If they actually fucked you on shipping, and you didn't just choose the standard option because sometimes that's all that's available on certain items, just chat with customer service and they'll probably get it to you in one day.
Are they going to warp it out of the mail and reship it.
If it's days later and has actually shipped of course not.
If it's an hour later and hasn't actually shipped then they will definitely fix it.
Hell if it's not a big ticket item they might even just send you a second one for free if they actually fucked up. They're the customer service kings of righting wrongs.
But again, having a hard time understanding what actually happened.
The delivery times have gotten erratic since they started paying hobos to deliver the items.
I used to have so many problems with Lasership, but they haven't delivered anything to me in the past year or two.
It's either UPS/USPS for most 2-day things, or the amazon hobos for Same-Day.
So it's really only gotten better for me, but it's also pretty easy to attribute that to living in a city with a same day warehouse nearby
I ordered a book and a radiator flush kit on amazon. Oh wait no, they took the flush kit out of my basket because my order was less than $25. Something about it being an add on item.
So I went ahead and ordered a water hose and The War dvd set to bump it up.
Ok, Over 35, submit order with my free 2 day prime shipping. This was Saturday night.
So either yesterday or today roll around, I forget when I checked, I go to amazon and look at the order status as I have not received anything yet. The estimated delivery is April 8th. Those assholes not only bumped my shipping down, they shipped it parcel post. And they still haven't put the water hose in the mail.
Sounds like you were a victim of 'add on' items.
Nah, more likely a third party seller that's verified to ship prime fucking up on their end.
April 8th? That shit aint right. Get in that customer service chat and raise hell.
Mine only offers me Prime Pantry credits, which is useless to me.
Can you gift them? Maybe me or josh could use them on food.
And lol at this add on and pantry credit shit. 8s amazon, steam now? Are they going to start giving out cards?
Josh needs one more pack of socks to make the socks badge.
Yeah, I've only received pantry credits! I get cash back on all my amazon purchases through some CC deal which is fine but haha pantry wtf
I like the idea of Prime Pantry but it's usually a lot more expensive that buying at the grocery store with coupons.
I'm bummed I didn't plan out more time for Portland. I think I really like it here.
I've been wanting to visit for a while, but it's not worked out.
We'll figure it out.
I'm up to the end of Ys Book II and the game won't load the next part. I'm at the area with the two goddess frozen I walk up to one of them and it sounds like the game is loading and it just sits there........This is annoying as shit.