Help with car insurance

**Revoltor** · 10 Apr 2006, 03:34 AM

I like the commercial where she's all environment friendly blasting the shit out of some tree chopper robot thing and rides back home in a Hybrid.

**WTFer** · 10 Apr 2006, 03:52 AM

I could swear there was something offered by the state (& by law) to have affordable insurance

something like you have to qualify for a certain income or something

never checked up on that, but does anyone know of it though?

**Yoshi** · 10 Apr 2006, 09:37 AM

I hope not. I don't need some welfare asshole to hit me. If they can't work, they can't drive.

**bandit** · 10 Apr 2006, 10:51 AM

Originally Posted by Gohron

Accidents happen and my mom doesn't make all that much money. I'm probably a safer driver then her but I've had a close call one or two times and it would really hurt her if I got into an accident on her plan.

I can understand this.

My dad on the other hand thinks I should be making 50k a year and have my own house and it'd be a step backwards if I went onto his insurance.

With your money situation that your mom has, I think hes got the wrong mentality. Putting you on his insurance is a risk if you do get into an accident, but if you dont drive often or long distances, putting you on for 2 years feels like nothing. After 2 years is up, you can branch off to your own.

**Dolemite** · 10 Apr 2006, 11:11 AM

Progressive is good.

**Josh** · 10 Apr 2006, 12:21 PM

My best advice is to turn 25. Insurance gets pretty cheap then.

**burgundy** · 10 Apr 2006, 12:38 PM

Also, it depends what you're driving. If you own a 10yo clunker, you only want liability - ie coverage for somebody else you hit. If you have something newer and better, you also want to protect your investment in your car should something happen to it.

Therefore...if you want to save on insurance, the first step is to own a shitty car you don't care about.

**bandit** · 10 Apr 2006, 01:32 PM

Originally Posted by burgundy

Also, it depends what you're driving. If you own a 10yo clunker, you only want liability - ie coverage for somebody else you hit. If you have something newer and better, you also want to protect your investment in your car should something happen to it.

Therefore...if you want to save on insurance, the first step is to own a shitty car you don't care about.

True that. I got a 1995 Ford Taurus that is beat up to shit (thanks to my parents). So as long it takes me from point A to point B, thats all it matters.