Def stay away from the DVD recorders. You're right, those things are meant for people that want to do everything with the camera to the finished product.
Mini DV is probably your best route. Firewire connectivity makes it compatible with nearly every video editing app, and gives you machine control (controlling the camera's transport with your comp) while you digitize, which is nice for helping you review which clips you want to bring into your edit software, thus saving you drive space by not having to digitize the whole tape. I also helps in the editing process, as you can bring in segments that you want to include in the sequence, and label the clips appropriately, rather than having one giant 60 min file that you then have to go in and break up.
I wouldn't worry much about the tapes, as Mini DV's are like 15 bucks for three 60 min tapes, and you can probably get em cheaper online. I wouldn't really reuse em anyway, as you never know when you might want to pull out old footage. You should also hold on to them in case of a comp or drive failure, so that you won't lose the clips that you digitized should something nasty happen.
As for types of cameras, I'm particular to Sony and Canon stuff. You can probably find a Canon XL1A on ebay for less than a grand, and they are really nice, although I forgot if it has a widescreen mode. Be aware that some cameras with widescreen don't do true 16x9, they just letterbox, something that you can do in your video app if you wanted to.
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