Life Is Good

[GohanX]

Are we talking an obscene amount of money? If so, take it and make a new startup. That's usually how these things work.

[Josh]

Take the money and become a slumlord, noob.

[Drewbacca]

Are we talking an obscene amount of money? If so, take it and make a new startup. That's usually how these things work.

I don't have a problem selling at all — i just want to maximize the return. We essentially made software that can predict your brand (logo, colours, typeface, etc) based on what's on your website (or any graphic you provide) and "suggest" guidelines for anyone else designing in your company. Some products using our shit are Canva, Gravit.io, Slides.com and a few other companies. If we built out our own graphic editor and gained more traction it would demonstrate exponential growth and raise our valuation significantly (the diff between 8 figures and 9).

Bird in hand though.

[Dunlap]

That's the startup dream. Congrats.

[Fe 26]

Huh, I built something similar to that in my second year of programming. Pretty cool that you're getting someone to pay for it.

[Dunlap]

You should sue for copyright and buy a sweet tank.

[Fe 26]

I don't know if I can sew for something I was picking at in college.

[Fe 26]

So I got my tax refund today and used 2/3s of it to pay off the last of my small student loans. The rest of them are between 3 and 8 k with 6.5% interest, totaling about 35 to 38 k.

That will get my monthly payment down to 400 to 500 per month.

Is there any reason to not refinance the rest of the student loans? I'll probably get what 3 to 4.75 % interest? But they will probably want a longer payback period.

It sure would be nice if I could get this down to 200, 300 per month and put the other 200, 300 into a car or invest it. There has to be something returning higher than the interest on the refinanced loan.

[Diff-chan]

I consolidated as soon as I got out of school.

They will probably extend out the length of the loan to some standard period (mine was 20 years I think) but there are no prepay penalties.

[Fe 26]

Did you consolidate through your orginal lender or through a dif institution?