That's correct. It was actually a $14000 loan (I used the extra 500 to help with the taxes on the vehicle). Had I put any kind of down payment, I could have brought my payments into the sub $200 range easily. But since I didn't want to sell my previous car, I just financed the whole thing.
My sister just bought a 2004 Audi A4, and because she put a certain amount down, her payments are roughly equal to mine.
How much did you put down dole? And what's your interest rate?
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