I've said this in another thread but bears repeating, your insurance company will go out of their way to total your car if it happens to have rare salvage parts. The way out of it if you suspect that is the reason is to tell them you intend to keep the car even with a salvage sticker, and fix it yourself. Its hard to know though. Generally if its a 2005-2006, with moderate rear damage (front is can be way to close to call), its complete bullshit if they are totaling it.
Also if you haggle and threaten enough, 90% of insurance companies will waive your deductible just to keep you as a customer, no matter whose fault the accident is. I watched so many customers give up when they totally had the insurance company by the balls on that, and wind up paying just because they lost their anger about the whole situation. So basically, if your gonna be angry at an insurance adjuster, you might as well go all the way till they waive your deductible.



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