I haven't had any real trouble. Nothing scammy.
But paypal will almost always side with buyers, so if someone opens a claim against you, they'll pull the money straight out of your bank account even if your paypal balance is zero.
One positive is you can use it to pay for shit on websites when you don't want your debit or credit card number to sit on the other website's servers. You have to approve those purchases, so the third party can't charge you more later without your approval.
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