Even physical games tend to have server-necessitating components and/or massive updates that render physical media useless anyway. Doubly so for the flavor of games that will prop Stadia up like SSJN said. A hard copy of Apex Legends would do exactly as much for you in 20 years as a line in your Steam launcher would, which is exactly as much as a DRM-free exe on your hard drive would, which is exactly as much as subscription access to a Games Pass- or Google-hosted service would: nothing. Once EA / Respawn pull the plug, it's over across all platforms.
And online dependency isn't confined to arena shooters or even multi-player. The bulk of Mk11's single player kontent is tied to servers and only playable online. Once NRS pulls the plug, it's over. Doesn't matter if you have the disc, PS Now, Steam, Stadia, whatever.
My PS4 physical copy of Doom runs at 30fps with horrible screen tearing out of the box. Sure, it "works," but without that 14gb performance update tied to PSN, licensing, and Sony's whim, a PS4 copy of Doom and no server from which to pull the day 1 patch is pretty worthless. Same goes for anyone with ZOE Remastered. Those discs will nominally function, but once Sony pulls the plug on the servers hosting their patches, the practically playable versions are over. They may as well be DLC codes in a Blu Ray case.
And Steam's not gonna be around forever, either, y'all.
I really don't see Stadia as being any more or less precarious than any other platform. Even your disc-based games are services. The gap between what's in the box you took home from Best Buy on day one and what you're playing connected to the internet post-patching a week, a month, a year later is widening. The difference between the game on the vanilla SF5 disc I put in my PS4 and the game that actually pops up on my television is so great that the former is barely recognizable as the latter.
TLDR: The people most resistant to cloud gaming are the people who seem to think buying your Donkey Kong Country still gives you the whole Donkey Kong Country on the cartridge you took home from Toys R Us rather than the Donkey Kong Country being drip fed from a server one Donkey Kong County at a time.
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