What's Bugging You Today? Vol.1 Part II: Fat Chicks

[Rich]

Time to get those no interest cards, use them on 9 or 12 month cds, and then make money imo.

[Thief Silver]

The weather has been way above freezing this week, all the snow is gone and thus snowboarding will not be happening this weekend. So ugh, instead I'm gonna spend time with MECHDEUS, MAYBE.

SOMEONE KILL ME.

Brand X is reading this thread, we should all do something tomorrow.

[Type Ryan]

I rarely have an outstanding balance on my credit cards and it's never gone over $200 for more than three weeks. I use them like debit cards and pay shit off almost immediately. Just wanted to get a credit line established off the bat for when I may need it later. I'm terrified of debt due to my irresponsible parents.

My parents were in my ear about CC debt, but did I listen - no. Now I'm living in CC hell. I don't use them anymore and it'll take me about a year to pay off all my CC debt between 4 cards.

I've never been late on a payment in my life.

It stands to reason multiple credit cards = higher credit.

Wrong. You don't need multiple CCs to get higher credit. The fact that you use your CC and pay the bill on time = higher credit.

Want to know a way to boost your credit score? Make multiple payments each month to pay off a CC Balance.

Also, your gross annual income has a lot to do with how much credit you get.

[Othello Harrington]

What?

More open credit lines (with good payments) = more sustained credit= more available credit.

[Rich]

Wrong. You don't need multiple CCs to get higher credit. The fact that you use your CC and pay the bill on time = higher credit.

Want to know a way to boost your credit score? Make multiple payments each month to pay off a CC Balance.

Also, your gross annual income has a lot to do with how much credit you get.

Five credit cards with $2000 credit each > One credit card with $5000 credit.

Make multiple payments to pay off a balance?

Fuck that noise, I make the full payment at the end of the month (build that interest up on my side before making a payment imo) and pay off the entire balanc.

[Some Stupid Japanese Name]

Five credit cards with $2000 credit each > One credit card with $5000 credit.

so you are telling me $10,000 credit>$5000 credit?
No way!

[Type Ryan]

Five credit cards with $2000 credit each > One credit card with $5000 credit.

Make multiple payments to pay off a balance?

Fuck that noise, I make the full payment at the end of the month (build that interest up on my side before making a payment imo) and pay off the entire balanc.

Don't forget, you haven't quite joined the Rat Race, so enjoy Mom and Dad's help while it lasts.

I've been making multiple payments to my CCs and my score is going up while my debt is going down dramatically - FYI.

If I could afford it, I would most definitely pay it all off at once.

Multiple CCs = The Devil. For me anyways.

[Rich]

tell Ryan pls

[Rich]

Don't forget, you haven't quite joined the Rat Race, so enjoy Mom and Dad's help while it lasts.

I've been making multiple payments to my CCs and my score is going up while my debt is going down dramatically - FYI.

If I could afford it, I would most definitely pay it all off at once.

Multiple CCs = The Devil. For me anyways.

All of my credit cards are in MY name and paid for entirely with MY money. I make enough money in the summer to sustain me for the other 9 months. I don't spend more money than I have. I'm quite conscious of my credit score.

(but trust me, I enjoy every penny of help I get from my parents.)

[Othello Harrington]

Anybody who has multiple accounts and pays on them is gold during a recession, trust me.