$20,000 To Invest for 5 years

**Diff-chan** · 10 May 2010, 03:47 PM

So?

**Doc Holliday** · 10 May 2010, 03:59 PM

Someone pays him to do this shit?

**Drewbacca** · 11 May 2010, 01:49 PM

I don't know, hoah. I am far from comfortable giving advice on investment. Your local agency or broker might be better suited for it.

I have a diversified stock right now in a high yield dividend fund that's primarily natural resources. I've held on to this for about 2 1/2 year now and made about 8% on average (per year). With the markets in flux natural resources are good to have (maybe not now with the oil spill and offshore drilling in the south frozen). But I'm not sure how long I'll ride the rocket or if it's too late to get in to maximize your time. I got in to China for about 6 months before that and made like a 15% increase to my money in about 7 months. I got cold feet and pulled out just in the nick of time, too. I left 500 bones in just to see and I only have about 360 left. EDIT: 334 now. China is moving upwards to skilled upper-education-based job market. They don't want to make our cheap shit anymore, it seems. What's the next China, is my question?

I've also been reading up on enviro-software focused companies like HARA. If legislation is ever passed mandating emissions be monitored and regulated (which seems likely given all of the pressure these days) then I could see this company becoming the next stock gold rush for early adopters like Microsoft, Apple and Google have been over the past 25 years. I also am looking to genetics and more specifically stem cell research institutes. Based on their current trend of finding creative ways to apply stem cells this could be a big industry for the pharmaceuticals. They could buy up a bunch of companies and give a fat pay out or smaller independents could pop up and fight for market supremacy.

Neither of those 2 markets are likely to move within the next year and a half or more. But interesting.

Other than that I have no REAL solid advice as to which stocks to pick. I just like my natural resources right now. I bought gold back 2 and 1/2 years ago when the markets were just hitting their downslopes and I couldn't be happier with it.

**Some Stupid Japanese Name** · 11 May 2010, 01:51 PM

I noticed my bank is offering a whopping 3% on it's 5 year CDs or 1.01% on 13 month. Who the fuck bothers with that shit?

**Drewbacca** · 11 May 2010, 01:53 PM

3% is better than no percent in a savings account. Lots of people just want slow, easy money and don't have the drive to learn more (and that's fine, do what you are comfortable with).

**Some Stupid Japanese Name** · 11 May 2010, 01:58 PM

I guess it's the wheeler dealer in me, but that's insane. They want at least $10,000 to open it up. Unless my math is wrong, they're going to tie your money up for 13 months, and give you a whopping $101 for it. Give me your $10,000 and I'll guarantee you at least $200.